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Mike Schmuelgen NMLS234622
Austin, TX - Senior Mortgage Loan Originator
512-300-4777
Mike.Schmuelgen@iFinancial.com
Calculate your Mortgage...

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I’ve got over 20 years of industry experience, and always strive to secure optimal solutions for my clients.

My commitment to you extends beyond your transaction. I prioritize in building lasting relationships based on trust and transparency. I pride myself on effective communication and always want my clients to feel confident and informed throughout the mortgage process.

In this ever-changing industry, I stay ahead by keeping informed about the latest market trends, products, and regulations. My goal is to simplify your mortgage process and to provide a seamless experience from application to closing.

Whether you're a first-time homebuyer, looking to buy your vacation home, or a seasoned investor, I am here to assist with personalized advice and tailored solutions. Let me know how I can help!

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- First-Time Homebuyers

- Self Employed Borrowers

- Conventional, Jumbo, FHA, VA & USDA Loans

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"Mike was a guiding light every step of the way. I couldn't have asked for a better experience, and I wholeheartedly reccomend Mike to any prospective home buyer. Truly top-notch!"   - Aria | Customer

"Mike was able to assist us with our home buying process and made it as easy as possible. He was able to find the best mortgage option for us and took time explaining how the numbers work. Communication was great throughout the whole home buying process and all questions were answered in the manner we could understand. 10/10"  - Serge | Customer  

"Mike is knowledgeable about many loan products and helped my buyer secure one of the best loans I’ve seen in a long time! He is communicative and was great at explaining everything to my first-time home buyer. We were able to close super quickly, and he even came to closing to make sure everything went smoothly. Will definitely recommend Mike to other clients! (Already have actually!) 😃"  - Michelle | Partner

"Working with Mike for my first home loan was an incredible experience. Right from the start, his professionalism and deep knowledge made a typically complex process smooth and understandable. Mike consistently kept me updated, ensuring I was well-informed at every step of the way. What impressed me most was how Mike managed to secure the best terms possible for my loan during this market. The terms I received for my first home were beyond my expectations, showcasing his expertise and dedication to his clients' needs. Additionally, Mike's surprise visit at my closing was a testament to his thoughtful and personal approach! This kind gesture not only added a special touch to the entire experience, but also highlighted his commitment and genuine care for his clients. In conclusion, Mike's combination of professional acumen, informative guidance, and personal touches sets him apart as an exceptional loan officer. I wholeheartedly recommend him and will be referring my friends and family to him for any future financial needs." - Vivian | Customer

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Independent Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

​​​​​​​Independent Financial is a trademark of Independent Bank.  NMLS #411428. Equal Housing Lender.

Independent Financial
NMLS|411428
3111 Unicorn Lake Blvd. #120 Denton TX 76210